Privacy Policy
Effective Date: -
Welcome to Platinum Easy Credit! Your privacy is important to us, and we are committed to safeguarding your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use the Platinum Easy Credit app.
Information We Collect
To provide a seamless experience on the Platinum Easy Credit app, we collect the following information:
Personal Information
- Name, email address, and phone number (during registration).
- Bank account details (to process payments).
Transactional Data
- Details of airtime conversions, transfers, and other transactions performed on the app.
Device Information
- Device identifiers, operating system, and app usage data for functionality and analytics.
Location Information
We may collect your location to comply with regulatory requirements and improve services.
How We Use Your Information
We use your data to :
- Process and complete airtime-to-cash conversions and transfers.
- Ensure secure transactions and fraud prevention.
- Improve user experience and app functionality.
- Comply with legal and regulatory obligations.
- Communicate with regarding transactions, updates, and promotional offers
Data Sharing and Disclosure
We respect your privacy and will not share your personal information with third parties except in the following situations:
- Regulated Authorities: Transactional activities are monitored by government-regulated authorities for compliance purposes. .
- Service Providers: Trusted third-party services may assist with payment processing, app analytics, or customer support. .
- Legal Obligations: When required by law or court order to protect against fraud or security threats .
Data Retention
- Your personal information will be retained only as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. .
Data Security
We use advanced security measures to protect your information, including encryption and secure servers. However, no system is completely secure, and we cannot guarantee absolute data security. .
Google Play User Data Policy Compliance
Platinum Easy Credit complies with Google Plays User Data Policy by:
- Clearly disclosing the data collected and its purpose in this Privacy Policy.
- Not selling personal or sensitive user data to third parties.
- Requesting user consent where required before accessing sensitive information.
- Ensuring all collected data is securely stored and transmitted using encryption.
User Rights
You have the right to:
- Access, update, or delete your personal information through the app settings or by contacting us.
- Opt out of promotional communications by unsubscribing via provided links or settings.
- Withdraw consent for data collection where applicable, understanding that some features may be impacted.
Children’s Privacy
Platinum Easy Credit does not knowingly collect data from children under the age of 13. If we discover that personal data of a child under 13 has been collected, we will take steps to delete it immediately.
Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Significant changes will be communicated through the app or via email. Continued use of the app constitutes acceptance of the updated policy. .
By using the Platinum Easy Credit app, you agree to this Privacy Policy. Thank you for trusting us with your airtime-to-cash transactions.